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Before the dissolution of Yugoslavia, the Republic of Croatia, after Slovenia, was the most prosperous and industrialized area with a per capita output perhaps one-third above the Yugoslav average. The economy emerged from a mild recession in 2000 with tourism, banking, and public investments leading the way. Unemployment remains high, at about 18%, with structural factors slowing its decline. While macroeconomic stabilization has largely been achieved, structural reforms lag because of deep resistance on the part of the public and lack of strong support from politicians. Growth, while impressive at about 3% to 4% for the last several years, has been stimulated, in part, through high fiscal deficits and rapid credit growth. The EU accession process should accelerate fiscal and structural reform.

Banco Popolare Croatia Zagreb www.bpc.hr BPCR HR22
Banka Brod Slavonski Brod www.banka-brod.hr BBRD HR 22
Banka Kovanica Varaždin www.kovanica.hr SKOV HR 22
Banka splitsko-dalmatinska Split www.bsd.hr DALM HR 22
BKS Bank Rijeka www.bks.hr BFKK HR 22
Centar banka Zagreb www.centarbanka.hr CBZG HR 2X
Credo banka Split www.credobanka.hr CDBS HR 22
Croatia banka Zagreb www.croatiabanka.hr CROA HR 2X
Erste & Steiermärkische Bank Rijeka www.erstebank.hr ESBC HR 22
Hrvatska poštanska banka Zagreb www.hpb.hr HPBZ HR 2X
Hypo-Alpe-Adria Bank Zagreb www.hypo-alpe-adria.hr HAAB HR 22
Imex banka Split www.imexbanka.hr IMXX HR 22
Istarska kreditna banka Umag Umag www.ikb.hr ISKB HR 2X
Jadranska banka Šibenik www.jadranska-banka.hr JADR HR 2X
Karlovacka banka Karlovac www.kaba.hr KALC HR 2X
Kreditna banka Zagreb Zagreb www.kbz.hr KREZ HR 2X
Medimurska banka Cakovec www.mb.hr MBCK HR 2X
Nava banka Zagreb www.navabanka.hr NAVB HR 22
OTP banka Hrvatska Zadar www.otpbanka.hr OTPV HR 2X
Partner banka Zagreb www.paba.hr PAZG HR 2X
Podravska banka Koprivnica www.poba.hr PDKC HR 2X
Primorska banka Rijeka www.primorska.hr SPRM HR 22
Privredna banka Zagreb Zagreb www.pbz.hr PBZG HR 2X
Raiffeisenbank Austria Zagreb www.rba.hr RZBH HR 2X
Samoborska banka Samobor www.sabank.hr SMBR HR 22
Slatinska banka Slatina www.slatinska-banka.hr SBSL HR 2X
Société Générale-Splitska banka Split www.splitskabanka.hr SOGE HR 22
Štedbanka Zagreb www.stedbanka.hr STED HR 22
Vaba d.d. banka Varaždin Varaždin www.vaba.hr VBVZ HR 22
Veneto banka Zagreb www.venetobanka.hr CCBZ HR 2X
Volksbank Zagreb www.volksbank.hr VBCR HR 22
Zagrebacka banka Zagreb www.zaba.hr ZABA HR 2X

GDP: purchasing power parity—$55.76 billion (2005 est.)

GDP—real growth rate: 4% (2005 est.)

GDP—per capita: purchasing power parity—$11 600 (2005 est.)

GDP—composition by sector:

agriculture: 8%

industry: 31%

services: 60% (2005 est.)

Inflation rate—consumer price index: 3.2% (2005 est.)

Labor force:

total: 1.71 million (2005)

by occupation: industry and mining 32.8% agriculture 2.7% services 64.5% (2004)

Unemployment rate: 18.7% official rate; labor force surveys indicate unemployment around 14% (December 2004 est.)

Budget:

revenues: $17.69 billion

expenditures: $19.35 billion; including capital expenditures of $NA (2005 est.)

Industries: chemicals and plastics, machine tools, fabricated metal, electronics, pig iron and rolled steel products, aluminum, paper, wood products, construction materials, textiles, shipbuilding, petroleum and petroleum refining, food and beverages, tourism

Industrial production growth rate: 4.5% (2005)

Electricity—consumption: 15.81 billion kWh (2003)

Electricity—production: 11.15 billion kWh (2003)

Agriculture—products: wheat, corn, sugar beets, sunflower seed, barley, alfalfa, clover, olives, citrus, grapes, soybeans, potatoes; livestock, dairy products

Exports:

total value: $10.3 billion f.o.b. (2005 est.)

commodities: transport equipment, textiles, chemicals, foodstuffs, fuels

partners: Italy 23%, Bosnia and Herzegovina 13.4%, Germany 11.4%, Austria 9.6%, Slovenia 7.6% (2004)

Imports:

total value: $18.93 billion f.o.b. (2005 est.)

commodities: machinery, transport and electrical equipment; chemicals, fuels and lubricants; foodstuffs

partners: Italy 17.1%, Germany 15.5%, Russia 7.3%, Slovenia 7.1%, Austria 6.9%, France 4.4% (2004)

Debt—external: $29.28 billion (30 June 2005 est.)

Economic aid:

recipient: ODA, $166.5 million (2002)

Currency: 1 Croatian kuna (HRK) = 100 lipas

Exchange rates: Croatian kuna per US$1—5.9473 (2005), 6.0358 (2004), 6.7035 (2003), 7.8687 (2002), 8.34 (2001)

Fiscal year: calendar year